Home Affordability
Estimate a comfortable home price based on income, monthly debts, down payment, interest rate, and target DTI. Planning/education only — underwriting rules vary by program (FHA/VA/USDA/Conventional) and credit profile.
Inputs
Tip: If your taxes/insurance are unknown, set a reasonable estimate now — we’ll refine later by address.
Results
Max Total Monthly Housing Budget (PITI + HOA/PMI)
$0
Max Principal + Interest Budget
$0
Estimated Max Loan Amount
$0
Estimated Max Home Price (Loan + Down Payment)
$0
Income Used
$0
Debts Used
$0
Target DTI
0%
Taxes/Ins (monthly)
$0
Next step: run DTI Pre-Check to see your exact DTI with all debts listed separately.
Expect calls from 352-988-4900 or 407-347-3420.
Notes (important)
- This uses a simple back-end DTI target (income vs debts + housing). Underwriting may allow more or require less.
- Property taxes, insurance, HOA, PMI/MIP vary widely. A real address gives better accuracy.
- If you have variable income, self-employment, or recent job changes, documentation rules apply.