Welcome to HomesCalculator

Simple calculators and planning tools to help you move from renting to owning, compare loan options, and plan your next move in Central Florida and beyond.

Start Here: Rent vs Buy

See how your rent compares to owning over time. Plug in your real numbers and explore different scenarios.

Open Rent vs Buy Calculator

Check Your DTI

Quickly estimate how lenders might view your debts and income.

DTI Pre-Check

Plan Your Down Payment

Combine your savings with assistance options where available.

DPA Planner

View FSBO Opportunities

See homes where owners have allowed Bill to help coordinate buyers.

FSBO Buyer Search

Work With Bill

HomesCalculator is run by Bill McElhill, a Realtor® with RE/MAX Titanium and Mortgage Loan Originator with NEXA Mortgage (NMLS 2176490). Bill uses these tools with you to build a plan tailored to your situation instead of forcing you into a one-size-fits-all box.

Get Your Custom Plan