Mortgage Type Selector

Answer a few quick questions and get a suggested direction such as Conventional, FHA, VA, or USDA. Final choice will always be based on full underwriting and your goals.

Are you a first-time home buyer?

Approximate credit score range

Estimated down payment percent Enter a rough guess, for example 3, 5, 10, 20.

Are you active duty, veteran, or surviving spouse?

Is the property likely rural eligible? USDA is often used in certain rural areas. Bill can check for you.

Talk With Bill Before You Decide

This tool is just a starting point. Different programs can be better for different buyers depending on credit, debt levels, income type, future plans, and more.

Bill can compare real payments, cash needed, mortgage insurance, and long term plans for you.